Sun eMediCare Income-i is an individual yearly renewable medical and health takaful plan with surplus sharing that provides comprehensive hospital income coverage up to age 70.
This plan provides daily hospital income benefit in the event the person covered is hospitalized due to all causes (illnesses or accidental causes). In the event person covered is hospitalised due to specified infectious diseases*, hospitalized in overseas or confined in an intensive care unit of a hospital an additional daily hospital income benefit will be payable.
* Specified infectious diseases refer to Dengue Fever, Chikungunya Fever, Malaria, Japanese Encephalitis, Avian Influenza or Zika Virus Infection.
Daily Hospital Income Benefit
Specified Infectious Diseases Daily Hospital Income Benefit
Overseas Daily Hospital Income Benefit
Intensive Care Unit Daily Hospital Income Benefit
Coverage due to all causes and covers both local and overseas hospital
Covered until aged 70
Just a simple health declaration to start protection
This plan provides daily hospital income benefit in the event the person covered is hospitalised due to all causes (illness or accidental causes).
This plan also provides additional daily hospital income benefit if the person covered is hospitalised due to specified infectious diseases*, hospitalised in overseas, or confined in an intensive care unit of a hospital.
* Specified infectious diseases refer to Dengue Fever, Chikungunya Fever, Malaria, Japanese Encephalitis, Avian Influenza or Zika Virus Infection. Please refer to the contract document for the definition of specified infectious disease.
This plan is managed by Sun Life Malaysia Takaful Berhad (689263-M), a takaful operator registered with Bank Negara Malaysia under the Islamic Financial Services Act 2013.
Yes. Subject to our approval, you may change the frequency of contribution payments upon contract renewal by giving us written notice before the expiry of the grace period*.
* Grace period of 30 days is given from the contribution due date for the payment of contribution. If you do not pay the contribution within 30 days grace period from the contribution due date, your contract will lapse with immediate effect.
No benefit shall be payable if the hospitalisation of the person covered is resulted directly or indirectly from, or as a result of the following:
Exclusion on covered event due to Specified Infectious Diseases
No benefit shall be applicable or payable if the hospitalisation of the person covered incurred directly or indirectly, wholly or partly, by any of the following occurrence:
Yes, you can cancel the contract after participating in it. You are given a free look period of 15 days from the delivery date of the contract. During this period, you should review your contract to ensure it is suitable for you and it meets your needs. If you decide not to take up the contract for whatever reason after it has been issued, you may cancel the contract by giving written notice to us within the free look period. We will refund any contribution paid.
If you cancel after 15 days from the delivery of the contract, you will be covered under the contract until the date when the next contribution becomes due. There will be no cash value or pro-rated contribution payable.
The claim form can be downloaded here or can be found in our website at sunlifemalaysia.com.
The completed claim form together with the necessary documents can be submitted manually at our head office or online via our website. For more information on how to make a claim and the additional documents required, go to;
Sun Life Malaysia Assurance Berhad (197499-U)
Sun Life Malaysia Takaful Berhad (689263-M))
Level 11, 338 Jalan Tuanku Abdul Rahman
50100 Kuala Lumpur
Monday - Friday
8.30am - 5.30pm