The complimentary takaful term plan provides the takaful coverage for death with sum covered of RM8,000. In the event of death of the person covered, it provides a lump sum takaful benefit (i.e. RM8,000) as at the time of claim. Sun Life Malaysia Takaful (SLMT) will utilise the death claim benefit for Waqf/Badal Hajj according to your selected plan option.

It provides coverage for 12 months, from the certificate commencement date.

You are eligible to participate in the complimentary takaful term plan if you are an existing Muslim SLMT contract holder or a new Muslim client with an in-force takaful plan, a Malaysian citizen or Permanent Resident residing in Malaysia with a valid 12- digit NRIC, aged between 18 to 64.

No, as this is a guaranteed takaful issuance.

Each eligible individual is only allowed to participate in one complimentary takaful term plan.

Once you have successfully participated in the complimentary takaful term plan, you will receive an email confirmation and certificate from SLMT within 3 business days from the date of your application of the complimentary takaful term plan.

You may also download the master contract from SLMT's website at www.sunlifemalaysia.com/client-care/downloads/ .

The death benefit will not be payable if the person covered commits suicide (while sane or insane) or dies due to a pre-existing condition within twelve (12) months from the certificate commencement date.

Pre-existing condition - No benefit will be payable if the person covered dies due to pre-existing illness, injury, conditions or symptoms that existed before the certificate commencement date.

Yes, there is a 30 days waiting period from the GTT commencement date applies to death. No benefit is payable if the person covered dies during this period.

Yes, you may cancel the plan after join. No benefit will be provided after the cancellation.

No death benefit will be payable to a nominee. The entire RM8,000 benefit will be utilised solely for Waqf/Badal Hajj as agreed by you during the application.

You may contact our Client Careline at 1300-88-5055 or email us at wecare@sunlifemalaysia.com.

You may click on the links below to get more information related to this product:
Sample Product Disclosure Sheet
Sample Certificate Information Statement

These FAQs will be provided in both English and Bahasa Malaysia. In the event of any inconsistency or conflict between the English version and the Bahasa Malaysia version, the English version shall prevail.